Pet payouts: three cards for a recurring bill
Chewy, Petco and PetSmart, from $5. A small category with an unusual property — the thing you are buying comes round again every month.
Three brands, the smallest category on the wall, and one of the most sensible. Pet food is a bill that arrives whether or not you have a rewards balance, so a card here is a discount on something already scheduled.
What is on the wall
| Card | From | Best for |
|---|---|---|
| Chewy | $5 | Online, subscription deliveries, the widest range |
| Petco | $5 | In store, grooming and vet services in many locations |
| PetSmart | $5 | In store, grooming, training classes |
Chewy for food, the others for services
Chewy is delivery-first, and its autoship discount stacks with a gift card balance — the credit covers the order, the subscription discount comes off the price. That is the best combination in the category if you buy the same food every month.
Petco and PetSmart earn their place on services: grooming, training, and in many Petco locations a vet clinic. A gift card covers those as readily as it covers a bag of food, and they are the more expensive line on any pet owner's budget.
Saving to a useful amount
$5 buys treats. $50 buys a month of food for a medium dog, and $100 — the cap — covers most of a quarter for a cat. Given the bill is recurring, letting the balance build to something that covers a whole delivery is the version of this that actually helps.
Chewy, Petco and PetSmart, from $5.
See the pet cards